Advantages of an Online Personal Loan during Covid 19


We’ve come a long way since our country has entered the Unlock 1.0 phase. The economy seems to be improving but it might take a long time. Well, getting a loan can also be a need for some of you. But will it be worth stepping out when you can get easy access to loans from the comfort of your own home?

What are the advantages of availing an online personal loan?

No-contact loans

The greatest advantage of an online personal loan is that they are no-contact loans. Just tap the app like Clix Capital and you need not go out and waste time. During the lockdown, many of you might be stuck in a place where you might not be able to find a bank or a financial institution. With an app, you can apply for a personal loan from any location. So stay home, stay safe and apply for a loan from your device. Can it get any simpler?

Get loan instantly

The number of trips required for loan approval and disbursement at banks can be tiring and frustrating. If you apply for an online loan from a NBFC app, the approval process is done within 24 hours and the loan is disbursed to your bank account in a matter of hours.

We at Clix Capital ensure that your loan is disbursed as soon as possible. Just forget the long wait involved in applying for a bank loan. Speedy disbursal of loan is highly helpful when you need funds and cannot afford to wait for loan approval and disbursal.

Flexible loan amounts and loan tenures

The loan amount for an online personal loan from Clix Capital ranges from Rs. 1 lakh up to Rs. 25 lakhs. Apply for a hassle-free online loan no matter how small or big your need is. With Clix Capital, you can design your EMIs according to your financial situation. If you are looking for smaller EMIs, you can opt for longer loan tenure.

Easy application process

The process of applying for a personal loan online is a piece of cake. For instant personal loans, you can easily apply for an instant loan over our Clix Capital website or download our app from the Google Play Store. Then the entire application process can be completed in a few simple steps which are: 

• Eligibility Check 

• Select the EMI plan 

• Uploading documents 

• Get the Amount into your account

Isn’t this process way simpler than the lengthy procedures involved in getting a bank personal loan?

Low salary/income requirement

The present economic condition has not been very promising. Salary cuts, layoffs or income losses are common. An online personal loan is available for you even on low salary or income requirement. This comes across as a great blessing in the present time. The current minimum salary requirement to avail a Clix Capital instant personal loan is Rs. 25,000.

Minimum Online Documentation

Documentation is a vital part of availing any loan. We have made n number of trips to the bank to submit our documents. To avail an online personal loan, all you require are approved documents as ID proof, address and income. The best part - all of them have to be submitted on the app or the website.

So, finally…

While we’ve brought out the positive factors of an online personal loan during these times, the benefits will not change even after the pandemic. So, the next time you require a personal loan, choose a hassle-free personal loan from Clix Capital. For any more queries or questions about how personal loans work and to know more about how Clix Capital can help, feel free to write to us at hello@clix.capital or call us on 1800-200-9898.

Location: Eastern Peripheral Expy, Kherla Frizerpur, Haryana 121102, India

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